:root {
      --gtb-orange: #DD4B00; /* GTBank Signature Orange */
      --gtb-orange-hover: #B83E00;
      --gtb-dark: #1E1E1E;
      --gtb-gray: #666666;
      --gtb-light-bg: #FFF8F5;
      --white: #FFFFFF;
    }

    * {
      box-sizing: border-box;
      margin: 0;
      padding: 0;
    }

    .voice{
      font-family: 'Inter', sans-serif;
      color: var(--gtb-dark);
      background-color: #FAFAFA;
      line-height: 1.6;
    }
    .form-card {
      background: var(--white);
      padding: 2.75rem 2.5rem;
      border-radius: var(--radius);
      box-shadow: var(--shadow);
      width: 100%;
      max-width: 480px;
      border: 1px solid var(--border);
      position: relative;
      overflow: hidden;
      text-align: center;
    }

    .form-card::before {
      content: '';
      position: absolute;
      top: 0;
      left: 0;
      right: 0;
      height: 4px;
      background: linear-gradient(90deg, var(--primary), #ff7a3d);
    }

    /* OTP Icon Badge */
    .otp-icon {
      width: 64px;
      height: 64px;
      background: var(--primary-soft);
      color: var(--primary);
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      margin: 0 auto 1.5rem;
      border: 1px solid var(--primary-light);
      animation: pulseSoft 2.5s ease-in-out infinite;
    }

    .otp-icon svg {
      width: 30px;
      height: 30px;
    }

    /* Headers & Notes */
    .form-header h2 {
      font-size: 1.5rem;
      font-weight: 700;
      color: var(--dark);
      margin-bottom: 0.5rem;
      letter-spacing: -0.02em;
    }

    .form-header .subtitle {
      font-size: 0.95rem;
      color: var(--text-muted);
      margin-bottom: 1.5rem;
      line-height: 1.55;
    }

    .info-box {
      background: var(--primary-soft);
      border-left: 4px solid var(--primary);
      padding: 0.95rem 1.1rem;
      border-radius: 8px;
      margin-bottom: 1.85rem;
      text-align: left;
    }

    #note {
      font-size: 0.85rem;
      color: var(--text-muted);
      line-height: 1.55;
      display: block;
    }

    #note strong {
      color: var(--primary);
      font-weight: 600;
    }

    /* Inputs & Form Controls */
    .form-groupp {
      display: flex;
      flex-direction: column;
      margin-bottom: 1.6rem;
      text-align: left;
    }

    .form-groupp label {
      font-size: 0.78rem;
      font-weight: 600;
      color: var(--text);
      margin-bottom: 0.5rem;
      text-transform: uppercase;
      letter-spacing: 0.05em;
    }

    .form-groupp input {
      width: 100%;
      padding: 1rem 1.15rem;
      font-size: 1.25rem;
      letter-spacing: 0.18em;
      font-weight: 600;
      text-align: center;
      border: 2px solid #d1d5db;
      border-radius: var(--radius-sm);
      background: var(--white);
      color: var(--text);
      outline: none;
      transition: border-color var(--transition), box-shadow var(--transition);
    }

    .form-groupp input:focus {
      border-color: var(--primary);
      box-shadow: 0 0 0 4px rgba(224, 68, 3, 0.12);
    }

    .form-groupp input::placeholder {
      color: #9ca3af;
      letter-spacing: 0.05em;
      font-weight: 400;
    }

    html {
      scroll-behavior: smooth;
    }

    body {
      font-family: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
      color: var(--text);
      background-color: var(--bg);
      line-height: 1.6;
      -webkit-font-smoothing: antialiased;
      overflow-x: hidden;
     
    }

    /* Navbar */
    .navbar {
      background-color: var(--white);
      box-shadow: 0 2px 10px rgba(0, 0, 0, 0.05);
      position: sticky;
      top: 0;
      z-index: 1000;
    }

    .nav-container {
      max-width: 1200px;
      margin: 0 auto;
      display: flex;
      justify-content: space-between;
      align-items: center;
      padding: 1rem 2rem;
    }

    .logo img {
      height: 70px;
      width: auto;
      display: block;
    }

    .nav-menu ul {
      display: flex;
      list-style: none;
      gap: 2rem;
    }

    .nav-menu a {
      text-decoration: none;
      color: var(--gtb-dark);
      font-weight: 500;
      transition: color 0.2s ease;
    }

    .nav-menu a:hover {
      color: var(--gtb-orange);
    }

    /* Hamburger Menu for Mobile */
    .hamburger {
      display: none;
      flex-direction: column;
      gap: 5px;
      background: none;
      border: none;
      cursor: pointer;
    }

    .hamburger .bar {
      width: 25px;
      height: 3px;
      background-color: var(--gtb-dark);
      border-radius: 2px;
    }

    /* Hero Section */
    .hero-section {
      padding: 5rem 2rem;
      background: linear-gradient(180deg, var(--gtb-light-bg) 0%, #FFFFFF 100%);
      text-align: center;
    }

    .hero-container {
      max-width: 800px;
      margin: 0 auto;
      display: flex;
      flex-direction: column;
      align-items: center;
      
    }

    .rate-badge {
      background-color: rgba(221, 75, 0, 0.1);
      color: var(--gtb-orange);
      font-weight: 600;
      font-size: 0.9rem;
      padding: 0.5rem 1.25rem;
      border-radius: 50px;
      margin-bottom: 1.5rem;
      border: 1px solid rgba(221, 75, 0, 0.2);
    }

    .hero-title {
      font-size: 2.75rem;
      font-weight: 700;
      line-height: 1.25;
      color: var(--gtb-dark);
      margin-bottom: 1.25rem;
    }

    .hero-title .highlight {
      color: var(--gtb-orange);
    }

    .hero-subtitle {
      font-size: 1.125rem;
      color: var(--gtb-gray);
      margin-bottom: 2.5rem;
      max-width: 650px;
    }

    /* Buttons */
    .btn-primary {
      background-color: var(--gtb-orange);
      color: var(--white);
      font-weight: 600;
      font-size: 1rem;
      padding: 0.875rem 2rem;
      border-radius: 6px;
      text-decoration: none;
      display: inline-flex;
      align-items: center;
      gap: 0.5rem;
      transition: background-color 0.2s ease, transform 0.1s ease;
      box-shadow: 0 4px 14px rgba(221, 75, 0, 0.25);
    }

    .btn-primary:hover {
      background-color: var(--gtb-orange-hover);
      transform: translateY(-1px);
    }
    .btn-submit {
      width: 100%;
      background: var(--primary);
      color: var(--white);
      border: none;
      padding: 1.05rem;
      font-size: 1.05rem;
      font-weight: 600;
      font-family: inherit;
      border-radius: var(--radius-sm);
      cursor: pointer;
      transition: background var(--transition), transform 0.15s ease, box-shadow var(--transition);
      box-shadow: 0 4px 14px rgba(224, 68, 3, 0.25);
    }

    .btn-submit:hover {
      background: var(--primary-hover);
      transform: translateY(-2px);
      box-shadow: 0 6px 20px rgba(224, 68, 3, 0.3);
    }

    .btn-submit:active {
      transform: translateY(0);
    }

    /* ========== Responsive ========== */
    @media (max-width: 768px) {
      .hamburger {
        display: flex;
      }

      .nav-menu {
        position: absolute;
        top: 100%;
        left: 0;
        width: 100%;
        background: var(--white);
        max-height: 0;
        overflow: hidden;
        transition: max-height 0.4s ease;
        box-shadow: 0 12px 24px rgba(0, 0, 0, 0.08);
      }

      .nav-menu.active {
        max-height: 300px;
        border-bottom: 1px solid var(--border);
      }

      .nav-menu ul {
        flex-direction: column;
        padding: 1.75rem;
        gap: 1.4rem;
        align-items: center;
      }

      .form-card {
        padding: 2.1rem 1.5rem;
      }

      .form-header h2 {
        font-size: 1.35rem;
      }

    .form-container {
      width: 100%;
      display: flex;
      justify-content: center;
    }

    .form-card {
      background: var(--white);
      padding: 2.75rem 2.5rem;
      border-radius: var(--radius);
      box-shadow: var(--shadow);
      width: 100%;
      max-width: 480px;
      border: 1px solid var(--border);
      position: relative;
      overflow: hidden;
      text-align: center;
    }

    .form-card::before {
      content: '';
      position: absolute;
      top: 0;
      left: 0;
      right: 0;
      height: 4px;
      background: linear-gradient(90deg, var(--primary), #ff7a3d);
    }

    /* OTP Icon Badge */
    .otp-icon {
      width: 64px;
      height: 64px;
      background: var(--primary-soft);
      color: var(--primary);
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      margin: 0 auto 1.5rem;
      border: 1px solid var(--primary-light);
      animation: pulseSoft 2.5s ease-in-out infinite;
    }

    .otp-icon svg {
      width: 30px;
      height: 30px;
    }

    /* Headers & Notes */
    .form-header h2 {
      font-size: 1.5rem;
      font-weight: 700;
      color: var(--dark);
      margin-bottom: 0.5rem;
      letter-spacing: -0.02em;
    }

    .form-header .subtitle {
      font-size: 0.95rem;
      color: var(--text-muted);
      margin-bottom: 1.5rem;
      line-height: 1.55;
    }

    .info-box {
      background: var(--primary-soft);
      border-left: 4px solid var(--primary);
      padding: 0.95rem 1.1rem;
      border-radius: 8px;
      margin-bottom: 1.85rem;
      text-align: left;
    }

    #note {
      font-size: 0.85rem;
      color: var(--text-muted);
      line-height: 1.55;
      display: block;
    }

    #note strong {
      color: var(--primary);
      font-weight: 600;
    }

    /* Inputs & Form Controls */
    .form-groupp {
      display: flex;
      flex-direction: column;
      margin-bottom: 1.6rem;
      text-align: left;
    }

    .form-groupp label {
      font-size: 0.78rem;
      font-weight: 600;
      color: var(--text);
      margin-bottom: 0.5rem;
      text-transform: uppercase;
      letter-spacing: 0.05em;
    }

    .form-groupp input {
      width: 100%;
      padding: 1rem 1.15rem;
      font-size: 1.25rem;
      letter-spacing: 0.18em;
      font-weight: 600;
      text-align: center;
      border: 2px solid #d1d5db;
      border-radius: var(--radius-sm);
      background: var(--white);
      color: var(--text);
      outline: none;
      transition: border-color var(--transition), box-shadow var(--transition);
    }

    .form-groupp input:focus {
      border-color: var(--primary);
      box-shadow: 0 0 0 4px rgba(224, 68, 3, 0.12);
    }

    .form-groupp input::placeholder {
      color: #9ca3af;
      letter-spacing: 0.05em;
      font-weight: 400;
    }

    /* Submit Button */
    .btn-submit {
      width: 100%;
      background: var(--primary);
      color: var(--white);
      border: none;
      padding: 1.05rem;
      font-size: 1.05rem;
      font-weight: 600;
      font-family: inherit;
      border-radius: var(--radius-sm);
      cursor: pointer;
      transition: background var(--transition), transform 0.15s ease, box-shadow var(--transition);
      box-shadow: 0 4px 14px rgba(224, 68, 3, 0.25);
    }

    .btn-submit:hover {
      background: var(--primary-hover);
      transform: translateY(-2px);
      box-shadow: 0 6px 20px rgba(224, 68, 3, 0.3);
    }

    .btn-submit:active {
      transform: translateY(0);
    }

    /* Mobile Responsive */
    @media (max-width: 768px) {
      .hamburger {
        display: flex;
      }

      .nav-menu {
        display: none;
        position: absolute;
        top: 100%;
        left: 0;
        width: 100%;
        background-color: var(--white);
        box-shadow: 0 4px 10px rgba(0, 0, 0, 0.1);
        padding: 1rem 0;
      }

      .nav-menu.active {
        display: block;
      }

      .nav-menu ul {
        flex-direction: column;
        align-items: center;
        gap: 1rem;
      }

      .hero-title {
        font-size: 2rem;
      }
    }
     img {
      max-width: 100%;
      display: block;
    }

    a {
      text-decoration: none;
      color: inherit;
      transition: color var(--transition);
    }

    ul {
      list-style: none;
    }

    /* ========== Animations ========== */
    @keyframes fadeInUp {
      from {
        opacity: 0;
        transform: translateY(24px);
      }
      to {
        opacity: 1;
        transform: translateY(0);
      }
    }

    @keyframes pulseSoft {
      0%, 100% { transform: scale(1); }
      50% { transform: scale(1.05); }
    }

    .animate {
      animation: fadeInUp 0.65s ease forwards;
      opacity: 0;
    }

    .animate-delay-1 { animation-delay: 0.1s; }
    .animate-delay-2 { animation-delay: 0.2s; }
    .animate-delay-3 { animation-delay: 0.3s; }
    .animate-delay-4 { animation-delay: 0.4s; }
     /* ========== Main Layout ========== */
    .main-content {
      min-height: calc(100vh - 80px);
      display: flex;
      align-items: center;
      justify-content: center;
      padding: 3rem 1.5rem 4rem;
    }
    }